Attention All Agents: Mortgage, Refinance, or Real Estate

The following may answer many of the questions that we have been asked about Arden On The Severn, the community organizations within Arden, and "covenants and restrictions" that govern life within Arden. If you require further information, please use the ABI Contact Form to reach our Registrar.

Arden'S deed-mandated annual fee

Arden Beaches, Inc. (ABI) manages and oversees the operation of of the beaches, picnic areas, and boat ramps within the Arden community. ABI is NOT an official Homeowner's Association nor is recognized by Anne Arundel County or the State of Maryland as a town-governing body. ABI holds no restrictions or covenants on property owners. Property owners are required to pay the annual deed-mandated fee associated with each lot. This fee is dictated by the original 1954 deed, which created our subdivision. The current annual per lot fee is $32. If an owner does not remain current with their annual assessment, they will no longer be permitted to use ABI amenities and liens may be attached to recover the outstanding payments. Unpaid assessments remain with the property. 

The corporation carries a master insurance plan that covers all of the active board members and seasonal personnel hired to manage the beaches.

If you have further questions on this subject (for instance, if the person is up to date on their ABI annual payments), please contact us via the Arden Beaches, Inc. Contact Form.

If you need a C.O.I. (Certificate of Insurance) for the Arden Properties, please contact:

Bay Area Insurance Group

Agent: Linda Anderson

818 E College Parkway

Annapolis MD 21409-5629

410 647 7333 x111


* When contacting Bay Area Insurance Group for a COI, be SURE to reference Arden Beaches Inc in the subject line of your email. 


© 2022 ABI: Arden Beaches Inc.  All rights reserved. 

ABI - Arden Beaches Inc. is a 501(c)(6) non-profit organization.

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